10:21 24 July 2013
Car insurance is not a “want” but a necessity, as it offers protection against liability should unforeseen incidents happen while you’re driving. But do you ever wonder how premiums for this type of policy are calculated?
There are several factors that insurers take into consideration when they’re determining the rates to offer you and these include the following:
It will also take into consideration your history to determine if you’re a responsible driver or not. Insurers will be more than happy to lower your premiums if you can convince them that you are more unlikely to get into road accidents.
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