10:09 07 December 2013
A car loan is second only to a home loan; it is important to make sure you are getting the right one for you.
The first step to getting the right car and the right car loan is to find out if you can come up with the money for it. Most people cannot afford to purchase a car in cash. The type of car you need determines the amount of the loan and can have an effect on the repayment terms.
A budget planner can give you a good idea of the kind of repayment terms you can manage to pay for. This is a great way to make sure that you can get the right car loan for your budget. The less you borrow the easier it will be on you financially.
If you are still unsure, ask yourself these questions:
The next step is to choose a car loan. There are a few things to know:
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