NHS looking to revise plans on foreigner treatment
Every successful plan needs to be revised because there is no insurance against poor planning.
09:08 08 July 2013
Proposals have been made to tighten up the rules of the NHS to prevent abuse by foreigners. Some are worried that instituting anything like health plans would put the public health at risk, but still agree that something needs to be done to prevent those who are not contributing to the system from reaping excessive benefits from the system.
Any decent plan sometimes needs a little revision now and then to stay relevant and successful. Unlike insurance, most plans do not come with any sort of protection or guarantee. The nice thing about insurance is that you typically have clear delineations of what is, and is not, covered.
Here are a few things that are commonly covered by travel insurance companies:
- Lost baggage—travelling can be extremely hectic, especially if you are travelling with multiple family members. The chances of losing baggage seem to increase with the number of travelers, as does the cost of replacing the items. Travel insurance can help cover the replacement costs, and the costs to try and recover baggage if it is stolen.
- Misplaced documents—baggage is not the only valuable thing that you might lose on your holiday. Important documents such as passports cause major issues and delays if they become misplaced or stolen. It is nice to have a travel insurance plan that is able to cover the cost of obtaining copies of the documents so you do not have an extended delay.
- Unexpected cancellations—if you have travelled before you know how common it is to see non-refundable messages about tickets and lodging accommodations. Some may give you partial refunds, but if you cancel your holiday or trip at the last minute, chances are you will not get anything back. That could be thousands that suddenly disappeared from your finances without having anything to show for it. Travel insurance can help relieve the burden but you have to acquire it before your trip.