06:50 26 December 2013
Getting into debt is not an overnight process. It takes months or even years to get into financial trouble. It can also take years to get out of it. Many people look at small purchases and think that it will not really have an effect on their credit. However, it is just this thought that can get you into even more trouble.
Paying your debt off a little at a time can be frustrating because it may seem like an impossible task to reduce the amounts on your credit cards, especially if you are still using those credit cards to make purchases.
There are a few things to consider though:
Getting out of debt can be done in small amounts just remember that a reducing balance is all that matters.
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