14:15 16 March 2013
Travelling in the UK is an exciting and memorable experience. Some of the world’s greatest travel destinations are located there and your travels there could be the greatest time of your life.
But it’s up to you to make sure that your travels aren’t derailed by unforeseen obstacles. However, travel insurance can be a lifesaver if something unexpected were to occur.
So what are the things you should look for when choosing the right travel insurance plan? Here are three of the most important tips to remember:
• Choose wisely. This means you have to do your homework. Do pick a plan just because it’s the cheapest, but don’t think you have to pay an arm and a leg to get proper coverage either.
Make a list of everything that you think could possibly go wrong. Always use “worst scenario” planning so that you don’t miss something. You never know what could happen. Be prepared by taking time to find the best policy at the best price.
• Make sure you have enough medical coverage. The cost of emergency medical care can vary significantly from place to place, so don’t take for granted that costs will be the same as they are where you come from.
It is suggested that you get at least £1M in medical coverage. If you can afford it, more is better, as much as £10M. You would rather have too much coverage than not enough.
• Buy according to need. If you travel often, then it will be cheaper for you to buy a multi-trip policy. If you are just taking one trip and you don’t know when you’ll be travelling again, then a single-trip policy may suffice.
Take time to get as much information as you can about different policy providers. Do a side by side comparison and make an informed decision once you have enough information in front of you.
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