14:26 10 March 2013
So, you’ve seen hundreds of advertisement reminding you that you need to invest by the start of April. If ISAs are on top of your priority list, here’s how you can get the best one.
Of course, you would want an ISA that offers the highest interest rate. Keep in mind that Cash ISAs pay either variable or fixed interest rate. Generally, fixed rates tend to be higher.
However, you will need to commit your money for a certain length of time. Meanwhile, variable rates are generally lower compared to fixed rates but they do allow you to access your money sooner.
A lot of companies will do everything to get you to invest to them. Most of them will offer you bonuses for signing up. These can be extremely attractive but make sure that you read and understand the fine print.
You would want the most consistent ISAs on the market. So, do your research and make a list. This should help you decide much faster.
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