5 things to remember: planning your summer holiday
What to look for when considering different travel insurance plans.
10:02 15 May 2013
Some surprising news comes just in time for summer travel and holidays. Recent studies showed that exposure to UV rays supposedly lowers blood pressure, which apparently cuts risks of both heart attacks and strokes and so could potentially lead to prolonged life.
The timing couldn’t be better since many will be considering travelling to sunny areas for summer holidays. If you’re one of the lucky people who will be working on prolonging their lifespan on a sunny, warm beach somewhere, then you may also be thinking of travel insurance.
Here are a few things to consider when shopping around for the best rates:
- Destination—makes sure you inform a travel insurance company about your destination. If you have a few in mind and you’re just trying to get quotes, give them each destination you are considering in case there are extra charges.
- Cruises—look for travel insurance which specifically lists cruises. You may have a few different options depending on whether you will be on the boat the entire time, or if you will be stopping off at a number of ports. If you’re stopping at ports, you’ll want to have the list handy.
- Flight—if you are flying, even if it is a small flight to meet a cruise ship, make sure that it will cover such events as misplace baggage or lost documents.
- Cancellations—if you are stuck in a bind and aren’t able to go on your holiday at the last minute you may face fees, penalties, or may lose the money you invested when planning your holiday. Many travel insurance plans can help compensate you for such losses.
- Activities—if you know beforehand that you will be parasailing, parachuting, bungee jumping, or other extreme activity mention your plans to the travel insurance agency so they can make sure you have adequate cover.