13:07 06 February 2013
Not all travel insurancepolicies are created equal. When you’re planning for your next getaway, make sure that you get the one that offers any-reason trip cancellation. Here’s why:
A lot of insurance companies make a list of reasons they specifically do not cover for trip cancellation. If your reason is found in this list, they have the right to deny your claim.
Thus, it’s important that you get a policy that will pay you for all the money you’ve paid for your trip if you have to cancel for any reason.
Also, getting secondary medical insurance is also highly recommended. Most travel insurance does not cover pre-existing condition. This means that should you get ill and if this ailment is related to your pre-existing medical condition, your claims will be denied.
The last thing you would want to happen when you’re travelling is to get hospitalised and pay thousands of pounds for your medical bills.
You might find yourself penniless abroad. So, get the kind of coverage you need before you go.
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