09:53 07 August 2013
If you’re over 50 years old, do not buy car insurance without doing your research. Many insurance companies now offer specialist insurance policies for people who are over 50. This can help you save on your premiums.
When taking out this insurance, inform your broker that you’re over 50. Most companies will probably be happy to reduce your premiums especially if you have a great driving history. If your record shows that you are more unlikely to make a claim, you can expect discounts.
Don’t forget to shop around as many insurance companies offer different perks and special coverage for people over 50’s. For example, there are those that may offer you “any driver” cover. This means that if you’re unable to drive your car, another person can take over as long as he or she has the correct license.
Others can also offer benefits where they’ll provide hotel accommodation or will perhaps make arrangements should you get involved in a car accident.
Before you sign anything, ensure that you’re getting the lowest premiums with the right coverage.
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