09:32 19 November 2013
If you have over-borrowed or mismanaged your debts, banks or debt collecting companies have the duty to recover as much as they can from their loans. This can be very stressful for you, as they are most likely to call or even come to your door each day. However, you should know that you still have the right to defend against harassment, if this is what it comes to.
Here is what you should do if this happens to you.
Just because you have debts does not mean that debt collectors can hound you. If they visit your house or call you over the phone each day, you should definitely consider that to be harassment and take the above steps to deal with it. In some cases, if you can prove that you are right, you can even claim compensations from your debt collectors. Just remember to get as much evidence as you can.
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