13:30 16 April 2013
It’s a pretty universal fact of life that credit cards come with credit card charges. Even the prepaid cards that you purchase with your own money have fees attached to them.
Many times, it’s not our own purchases that get us into some trouble when we’re out shopping. Most of us are responsible shoppers and we know our credit limit.
Occasionally though, we don’t realize that our credit card company charges us if finance charges put us over our limit. That’s just one example. Here is a list of some of the credit card charges you may run into, so that you can plan accordingly.
The other way companies may handle this is by charging the annual fee in one lump sum. The only way to avoid this is to only apply for cards without annual fees. Make sure you read the small print since this doesn’t usually appear as part of the introductory offer section.
These credit card charges don’t include finance charges since there is no way to avoid them besides paying your bill off entirely.
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