13:15 28 April 2013
It is sometimes the strangest things which increase our expenditures throughout life.
While we are used to the effects of a poor economy on interest rates for credit cards and other bills, there are some other considerations which can also affect costs.
Insurance is one example of how costs can be effected by a number of factors. In the news recently, sick leave in Northern Ireland last year accumulated costs of about £149million.
All types of insurance reflect the costs of a group of people. Here’s how we can all play a part in keeping insurance costs down.
Obviously the standard of frequent hand washing applies, as does cleaning your work area if a particularly sick person stops by and sneezes on it. Taking a bit of extra care to manage the spread of germs can actually make a huge positive impact on everyone’s quality of life, and on the costs incurred by insurance companies.
Luckily, common sense on the part of travellers keeps this low and as long as we continue to be focused, it will remain a fairly low cost.
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