18:18 20 February 2013
There are a host of things to consider when shopping for pet insurance, among them, the cost, type of policy coverage, premium payments, and lifetime coverage limits. If you are insuring your feline it is imperative to consider a few things to get the best insurance coverage out of the deal for you and your cat.
1 Do you travel often? You may want to see if a plan assists with cattery coverage.
2 If you do travel consider if emergency procedures overseas are covered
3 In the event of your own hospitalization, does the insurance company cover emergency cattery fees?
4 Theft or straying. Cats are extremely independent and may decide to check out a local tree or go out for an excursion for an extended amount of time.
5 Basic care. Find out if the company you are considering helps with the cost of basic feline care.
All of these may not be necessary for you and your cat, but these considerations are a good place to start. Even if you think you may travel at some point in the future, you’ll definitely want to consider whether the company offers some type of coverage or even partial or entire reimbursement of cattery fees.
Other things to consider are the excess fees which may be part of this coverage. Insurance companies won’t help with costs such as cat food, litter, and accessories, but there are plans which may assist an owner with the cost of flea treatments, regular veterinary visits, boarding, surgery, and vaccinations.
Each insurance company is different, so be sure to think of your lifestyle and what kind of assistance you would like in caring for your family pet. You already know the basics of care for your pet, so decide if you want to invest in some optional pet insurance to help you with the normal expenditures, or just emergency coverage in the event of a debilitating disease such as cancer.
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