10:33 02 May 2013
For a world that seems to be plagued with disposable consumer items, it almost seems ridiculous to invest any money in insuring anything. The possible advantage is that if for whatever reason something goes wrong with the device, having some kind of insurance for repairs and servicing plans may make sense until it is ready to be replaced.
Standing in any checkout line with those mid ranged priced electronics, the automatic pilot of the clerk is to up sell the store’s or manufacturer’s insurance package of repair or replacement triggering the knee jerking response of “getting more money for what from me” response and facing it again when the need to register it for updates and other company services. The truth in the matter is not only the original price of the item but it “net” worth in usage.
Having insurance on your consumer items, especially when used for work situations, does provide the peace of mind in the event that something should happen. But the coverage should reflect a cost savings for any mishap when the new replacements aren’t immediately possible.
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