13:09 30 January 2013
Are you in the process of taking out travel insurance? Then, there are some questions that you need to ask and these are the following:
Travel insurance; is it really a must?
Yes. Most people see travel insurance as an added, unnecessary expense. Some people pay for this and go home without using it. But as you know, things can go wrong when you’re travelling. Having something that will protect you in case you’ll require medical assistance for example, can give you not just peace of mind but can also protect your finances.
What do standard travel insurance cover?
Usually, travel insurance will protect you from theft, accidents, loss of baggage, trip cancellation, and flight delays. If you need additional protection like if you’re into dangerous activities like cliff jumping or snowboarding, you may upgrade your plan in order to get adequate protection.
Annual v’s single-trip plan
If you’re travelling several times per year, getting a single-trip plan every now and then can be pretty expensive. Opting for annual travel plan can potentially save you a lot of money.
Is comprehensive travel insurance worth it?
Comprehensive travel insurance are undoubtedly pricey compare to standard travel insurance however, they are definitely worth it. You see, medical expenses abroad can break your savings account.
If you suddenly need medical assistance and if you need to be transported to your home country, you may find yourself suddenly penniless. You can avoid that and other bad things from happening by getting comprehensive travel insurance.
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