10:30 17 July 2013
Recent news brings to focus the current state of children’s health services. Based on reports, five children sick with preventable diseases die every day because of the poor performance of community health services. The statistics seem to grow each year, reportedly with more than 2000 children dying every year.
Although the above scenario highlights government matters, the parents of these children have the primary responsibility to make it right for their ailing children.
Unfortunately the current financial crisis has touched many lives, and has perhaps encroached on those parents who could be grappling to pay their high-interest loans through their paychecks to provide expensive healthcare for their children.
Some of us may wish to wake up one day to see all our loans either paid up or condoned. While we are in reality, we could use the following tips to help us maintain our financial status.
Changes in your spending habits and lifestyle will perhaps have to be imposed. Expenses for leisure and extra-curricular activities might have to be cut.
Impulsive buying sprees may have to be stopped. Know how much you owe from credit card, mortgages, payday loans, etc. Carefully assess if transferring your loan balances to another company will cut your interest rates.
Get in touch with all your creditors and explain your current situation. Negotiate for smaller monthly payments pending better times. Most creditors appreciate this kind of effort and will be more responsive to your request for adjustments.
It is perhaps a good idea to look for extra work. The extra income will certainly come in handy.
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