06:38 17 September 2013
Having no credit cards at hand means that you most certainly will not accumulate more debts, especially if you often find yourself spending more than you can actually afford. But there are many things that you need to take into consideration before renouncing your credit cards. Here are some of the most important of them:
These are the main aspects to take into consideration if you contemplate not using credit cards anymore. Remember that even if you continue to use them, there are still ways of actually controlling the debt level by using them sparingly, only on things that you absolutely need or by making sure that you repay as much debts as you can.
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