You've just landed yourself an epic deal on your car insurance by switching to a new insurer, and now it's asking for proof of your no claims discount. So how do you prove it?
As long as you don't make any claims on your car insurance, you'll earn a no claims discount. In the eyes of an insurer, this shows you're a careful and safe driver, and you'll be rewarded with cheaper car insurance.
If your new car insurance provider has given you a great deal on the understanding that you've kept a 'clean sheet' over the past few years, it'll probably want to see some proof that you've not made any claims.
How you get this proof will depend on who your last car insurance provider was, because each insurer has a different system for providing proof of no claims discount certificates.
To save you some time, here's a table showing how to get your proof of no claims discount from some of the most popular car insurance providers.
|
Insurer name |
How do former customers get proof of no claims discount from you? |
Do you automatically send proof of NCD to existing customers at renewal? |
|
1st Central |
Annual renewal letter serves as proof of no claims discount. Alternatively, call 0843 208 4000. |
NCD entitlement included within the renewal invitation. |
|
Saga |
Call 0845 900 8009 for standard proof of no claims discount letter. |
Yes |
|
Quote me Happy |
Annual renewal letter serves as proof of no claims discount. If you don't have one, log on to your account here. |
Yes |
|
HSBC |
Call 0800 072 0581or visit the Self Service Centre online. |
Renewal notices confirms NCD entitlement |
|
M&S Standard |
Call 0844 871 2349 for NCD entitlement or visit the Self-Service Centre online |
Renewal notices confirm NCD entitlement |
|
M&S Premier |
Call 0844 871 2349 for NCD entitlement or visit the Self-Service Centre online |
Renewal notices confirm NCD entitlement |
|
INSURE THE BOX |
Renewal invitation pack includes specific proof of NCD |
Yes |
|
Drive like A Girl |
Renewal invitation pack includes specific proof of NCD |
Yes |
|
Santander |
Renewal notice confirms NCB entitlement. Can also be sent by post or email. |
Specified on their renewal notice. |
|
Direct Choice |
Call 0844 836 0001 or e-mail admin@directchoice.co.uk |
Yes, when a customer cancels their policy. |